System Financing

Name of Financing

Industrial Establishment Promotion Fund

Type of Financing

New Establishment Promotion Finance

Grow-up Finance

Special Approval by the Governor

Financing Targets

Those who newly build factories, etc. in factory suitable sites, etc. in Tochigi　Prefecture (excluding industrial parks subject to the special approval of the Governor) based on various laws and regulations.

Those who newly build factory, etc. in industrial parks in Tochigi Prefecture obtained or developed by local governments, entities funded by local governments, or the State, etc.

Innovative large investments in the growing areas such as 6 priority areas defined by the Tochigi New Business Creation Business Environment Development Plan, or large investments with significant spillover effects on regional economies such as job creation, etc.

Financing Limit

1 billion yen

2 billion yen

500 million yen
※Lower limit of 50 million yen

Financing Period

Within 12 years.
(including a deferment of within 2 years)

Within 15 years.
(including a deferment of within 3 years)

Within 12 years.
(including a deferment of within 2 years)

Financing Rate

・When a guarantee of Credit Guarantee Associations is provided,
Within 2.0％ per annum.
（NOT covered by the responsibility-sharing system)
Within 2.2％ per annum.
（covered by the responsibility-sharing system)
・When a guarantee of Credit Guarantee Associations is NOT provided,
Within 2.5％ per annum.

・When a guarantee of Credit Guarantee Associations is provided,
Within 1.6％ per annum.
（NOT covered by the responsibility-sharing system)
Within 1.8％ per annum.
（covered by the responsibility-sharing system)
・When a guarantee of Credit Guarantee Associations is NOT provided,
Within 1.9％ per annum.

・When a guarantee of Credit Guarantee Associations is provided, Within 1.8％ per annum.
（NOT covered by the responsibility-sharing system)
Within 2.0％ per annum.
（covered by the responsibility-sharing system)
When a guarantee of Credit Guarantee Associations is NOT provided,
Within 2.2％ per annum.

Approval Before Starting Construction

－

Required

Available Financing Institutions

Banks, Shinkin Banks, Credit Cooperatives, or the Shoko Chukin Bank who operate offices in Tochigi Prefecture.

Use of Funds

①	Funds for purchasing land（limited for those who start its operation within 3 years after the land acquisition）
②	Funds for building factories, etc.
③	Funds for purchasing equipment, etc. (limited for new equipment)

①	Funds for building factories, etc.
③	Funds for purchasing equipment, etc. (replacement is not applicable)

Financing Execution & Payment Method

Other conditions such as financing executions or payment methods,etc. are decided by the participating financial institutions or Credit Guarantee Associations.

＊New Establishment Promotion Fund and Grow-up Financing are not applicable at the same time.

　DOWNLOAD (only available in Japanese)
・Industrial Establishment Promotion Fund Guideline
・Industrial Establishment Promotion Fund Guideline （Annex）
・Industrial Establishment Promotion Fund Guideline （Format）

Followings can be downloaded in Windows Word Format (only available in Japanese)
・Industrial Establishment Promotion Fund Special Approval by the Governor Application （Form No. 2）
・Industrial Establishment Promotion Fund Grow-up Finance Business Operation Plan Approval Application (Form No. 4)
・Written Opinions for Factory Installation (Form No. 7)

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